Kotak Mahindra Bank Recruitment

As a Credit Authorizer, you'll be the gatekeeper of responsible credit card usage. You'll analyze customer transactions, assess potential risks, and make real-time decisions on credit authorizations. Your decisions will not only ensure adherence to bank policies and regulations but also protect customers from fraudulent activity and overspending. You'll work in a fast-paced environment, utilizing advanced technology and collaborating with various teams to deliver superior service.

Kotak Mahindra Jobs Near Me

Responsibilities:

• Evaluate credit card transactions: Analyze every transaction in real-time, considering customer creditworthiness, transaction history, and risk parameters.
• Make authorization decisions: Approve or decline transactions based on your analysis, upholding the bank's risk management policies.
• Identify and investigate suspicious activity: Be vigilant in detecting potential fraud attempts and take prompt action to protect customers.
• Maintain accurate records: Document all authorization decisions and adhere to stringent data security and compliance protocols.
• Collaborate effectively: Work closely with customer service, fraud prevention, and risk management teams to ensure seamless operations.

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Kotak Mahindra Careers

Skills:-

• Sharp analytical skills: Possess excellent analytical thinking and problem-solving abilities to assess complex financial data and make quick, accurate decisions.
• Strong attention to detail: Be meticulous and have an eagle eye for identifying inconsistencies and irregularities in transaction patterns.
• Proficiency with technology: Be comfortable using advanced authorization systems, data analysis tools, and internal banking platforms.
• Excellent communication: Communicate clearly and concisely with colleagues, customers, and law enforcement when necessary.
• Decision-making under pressure: Thrive in a fast-paced environment and make sound judgments even under time constraints.

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