Kotak Mahindra Bank Recruitment

As a Credit Authorizer at Kotak Mahindra Bank, you'll play a crucial role in safeguarding the bank's financial interests while ensuring a smooth experience for our customers. You'll analyze credit card transactions, assess potential risks, and authorize transactions based on established guidelines and regulations.

Kotak Mahindra Jobs Near Me

Responsibilities:

• Transaction Analysis:
  • Thoroughly review and analyze credit card transactions for potential fraud, suspicious activity, and adherence to credit limits
  • Evaluate customer profiles, transaction history, and risk factors to make informed authorization decisions
  • Conduct due diligence and research as needed to gather additional information and verify transactions
• Risk Management:
  • Apply robust risk management principles to identify and mitigate potential financial losses for the bank
  • Stay updated on evolving security threats and fraud patterns to enhance authorization processes
  • Maintain accurate records and documentation of authorization decisions and reasoning
• Customer Service:
  • Communicate authorization decisions clearly and promptly to customers and relevant departments
  • Address customer inquiries and concerns related to transactions and authorizations with professionalism and empathy
  • Escalate complex issues or potential fraud cases to the appropriate department

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Kotak Mahindra Careers

Skills:

• Analytical and problem-solving skills: Possess the ability to analyze complex data, identify patterns, and make sound judgments.
• Strong attention to detail: Maintain meticulous focus on accuracy and ensure compliance with all regulations and protocols.
• Risk management expertise: Understand risk assessment principles and apply them effectively in authorizing transactions.
• Excellent communication skills: Communicate clearly, concisely, and professionally with colleagues and customers.
• Time management and organizational skills: Work efficiently and prioritize tasks to meet deadlines and workload demands.

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